How to Get Broadband Without a Credit Check
What is No Broadband Credit Check?
Broadband service without credit check is a broadband service that does not require a credit check to sign up. So if you have had financial difficulties in the past or are concerned about your credit score, you will have no problem choosing one of these broadband offers.
Many internet providers offer home internet deals without credit checks, some of which are also very well known. Plusnet and NOW Broadband offer broadband plans without credit checks. And although you have to deal with credit checks from BT and Virgin Media, the providers offer packages for some customers with bad credit in the form of social tariffs.
This means you can still get a broadband deal with a known name, even if you’re worried about your credit history.
Should I look for broadband without a credit check?
If you’re not sure whether you should look for broadband offers without a credit check, you can find your own credit score online. Checking your credit score regularly won’t reduce it in any way, so you can check it as often as you like.
With the help of a credit agency like Experian, you can know your credit score and then get regular updates to see how it’s changing over time. You will also receive tips on how to improve it in the future.
For example, if you’re not sure what a “bad credit” really is, Experian has a guide to explaining what the different credit scores mean.
Although some broadband providers perform credit checks on customers, they aren’t as stringent as the checks you’ll encounter for high-stakes financial services, like loans or mortgages. Broadband checks are more like the ones you need for a new mobile phone Where energy contract.
So even if you are concerned about your own credit score, there may be alternatives to explore with these providers. However, if you’d rather just search for offers without a credit check, you’ll still have plenty of options to choose from.
Which Internet Service Providers Offer Broadband for Bad Credit?
Some well-known providers offer Internet offers without credit checks. Here are our recommendations.
Plusnet without broadband credit check
Plusnet, owned by BT, does not require credit checks for its broadband plans. The provider is well known for having a very customer-centric approach, with reasonable pricing and excellent customer service.
Plusnet is highly regarded for its quality and care, and is often recognized by Ofcom for its lack of customer complaints.
Compare internet offers from Sharper on Uswitch.
NOW Broadband deals without credit check
NOW Broadband is another well-established broadband provider that lets you sign up without a credit check. Owned by Sky, it also gives you access to premium Sky TV content for a small fee.
Its monthly prices are also a bit lower than many other ISPs for the same broadband speeds. NOW Broadband offers may therefore be a more affordable option for ultra-fast fiber broadband than you will find elsewhere.
Discover the ultra-fast fiber offers of NOW broadband.
Direct Save Telecom Broadband No Credit Inquiry
Watford-based broadband provider Direct Save Telecom also won’t run Wi-Fi credit checks if you want to use their services.
Instead, it requires you to have an active payment method in your bank account. It’s simply the ability to pay with direct debit or regular card payment to the account you sign up with. This reassures the provider that you can commit to regular automated payments.
It should also be kept in mind that when you first register, you will have to pay the rest of the month from the date you registered, and the total price for the following month, all in one initial invoice at the start.
Direct Save Telecom offers super-fast fiber plans similar to Plusnet and NOW Broadband for a fixed 12-month term, or a rolling “no-contract” monthly plan for a higher monthly price.
Will other providers still accept me if I have bad credit?
Even though most internet service providers perform credit checks on customers, a bad credit rating shouldn’t normally prevent you from signing up.
Broadband credit checks are often just a formality, and the providers who run them will always have ways to allow those with poor credit access to their service. It is very rare that you are actually denied because of your credit score.
For instance, Blank media and BT sometimes accept customers with poor credit if they can pay a deposit for the service in advance. This way, if they don’t receive a payment in the future, they can take the deposit money as payment instead.
speak speak already mentioned that for the very few people who do fail his Wi-Fi credit check for broadband, he is always willing to explore other agreements with the customer to ensure his service is paid for.
Other Ways to Get Wi-Fi Without a Credit Check
While most broadband services are provided through a fixed-term contract with monthly payments, there are types of broadband deals that don’t require such a strict financial commitment.
Prepaid Mobile Broadband
Some mobile network operators offer mobile internet dongles on a pay-as-you-go basis to help you get online. These don’t come with a credit check and you can make payments to top up your data allowance whenever it suits you.
Providers that offer pay-as-you-go mobile internet include:
Opt for a sliding contract
Some broadband providers offer rolling monthly contracts instead of one- or two-year fixed-term contracts. This eliminates a lot of risk and therefore means that a credit check is not necessary.
When looking for a broadband deal, be sure to find out if an internet service provider you are interested in offers its services on a monthly rolling contract. Just be aware that the short notice period means the monthly prices for these deals can be a plot higher than longer broadband contracts.
Broadband for low-income households
There are also a number of broadband offers that are available to those receiving Universal Credit or other forms of government financial assistance.
These are specific offers for low-income families who may struggle to meet the monthly payments for a broadband connection. With many other household bills to keep under control, a discounted broadband offer can go a long way in connecting the family.
To explore your options, see our social broadband tariffs for low-income families.
If you don’t qualify for a social broadband rate, there are still plenty of affordable broadband packages available from around £18 a month. Discover our range of cheap internet deals to find the one that’s right for you.